Dallas, Frisco and Plano real estate and homes for sale in Texas - Kay Cheek, REALTOR® Kay Cheek REALTOR(r) for Dallas, Frisco and Plano, Texas real estate - NUMBER1EXPERT™ Kay Cheek NUMBER1EXPERT(tm) for Dallas, Frisco and Plano, Texas real estate

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Kay Cheek, REALTOR®, real estate agent and broker for Dallas, Frisco and Plano Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

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Mortgage Prequalification: Dallas, Frisco and Plano Texas home buying, real estate listings, and homes for sale in Collin County, TX
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Dallas, Frisco and Plano REALTOR® to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Disclosure Laws >Full Disclosure

You are about to list your home. Since you have lived there for many years, you know that it is not perfect. For example, there might be a leak in the basement that is noticeable only after a heavy rain. Your garage door might stick, and the dishwasher may be prone to work stoppages.

Every home has a few quirks. When it is time to sell your home, you have a choice of either making the necessary repairs or letting the buyers know about the problems. Material defects must be fully disclosed.

Some buyers will order a structural inspection in order to learn exactly what they will be getting. Even if the buyers don't ask for an expert to look at the house, it is the seller's responsibility to disclose any known defects in the property. The seller's agent will provide the disclosure form, wherein the seller may itemize any problems. Sellers may avoid any real estate lawsuits over undisclosed defects by making repairs before the sale or agreeing to a price adjustment during the transaction if defects are discovered.

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Real Estate Trivia
Q 
Where are the highest median price homes in the United States currently located?

A 
According to the NAR, the highest median price in the second quarter of 2005 was $726,900 for homes in California's San Francisco Bay area.
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Kay Cheek, REALTOR®, real estate agent and broker for Dallas, Frisco and Plano Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Kay Cheek
Ebby Halliday Realtors

1415 Legacy Drive, Suite 100
Frisco, Texas 75034
Voice Mail: 972-733-8025
Office: 972-335-6564
Fax: 972-335-6567
Email: kaycheek@ebby.com

The Kay Cheek Team is Ebby's #1 Company-Wide Team. In 2005, Kay was the #1 Company-Wide Individual!!! In addition, she is a Company Wide Top 10 Honor Roll member and a VIP Customer Service Award Winner. She brings 30+ years of residential real estate experience to the Dallas, Plano, Frisco, Southlake, McKinney, Allen, Prosper, and Park Cities areas.

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Ebby Halliday Realtors real estate and homes for sale in Dallas, Frisco and Plano Texas

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